Instant Cash Advance Loan

How Does It Work?

Talk about simple! Minimum requirements on your part, minimum time on our part, and you can have an instant cash advance of up to $500!

Here's what we need from you:

You must be at least 18 years old
You must be employed at the same job for at least 3 months, or have some other form of fixed income for at least 3 months
Your take-home pay must be at least $1000/month from your job, or at least $800/month from fixed income
We must be able to contact you at work
You must have a checking account in your name

Does this describe you? Then read on!

If you fit the criteria, then go to our easy Apply Online page and fill in the quick application. We will email a confirmation to you at the email address you provide. This email will also let you know what further documentation we will need, and where to fax that paperwork. In case you want to start getting your paperwork together ahead of time, here's what we will need:

A photocopy of your driver's license
Your most recent paycheck stub or benefits statement
Your most recent bank statement

We can't offer you a loan without these, so make sure you have them ready to fax to us as soon as you receive your email confirmation. Remember, the sooner you give us the information we need, the sooner we can give you money!

What happens next?

We will review your application and other information, and let you know if you have been approved within 4 hours of your application
If you are approved, we will fax a loan agreement for you to sign and return to us
Your loan will be deposited directly into your bank account

What could be simpler?

You probably still have a few questions... and if you don't, you should! So read on for some important information about our service and how it will work for you. It's important that you understand everything we enter into a loan agreement.

What does Instant Cash Advance Loan charge for this service?
We assess a flat fee. This fee is $25 per $100 of loan.

How much can I borrow?
We offer loans in any amount between $100 and $500 for our repeat customers in good standing. New customers, whose paychecks are direct deposited, can borrow from $100 - $300.

What if I have credit problems such as bad credit or even a bankruptcy filing?
We strongly encourage you to fix your credit problems -- but it's no problem for us. You can still get your loan as long as you fulfill the criteria listed above!

How soon can I have the cash in hand?
Most people receive the money into their checking accounts the next business day. Your application process must be complete by 2:00PM Eastern time, or it may be another business day before the money is received.

Still have questions? Our Q & A page has complete information!